Indy Telecom & Industrial Media

Fascinating visualization of US bank failures by the folks at Computational Legal Studies.

The interesting thing to note, of course, are the three key takeaways:

1. Acceleration: There were four failures in the first six months of 2008, followed by another 22 failures in the next six months. By January of 2009, there were 21 failures in the first three months of the year, followed by 138 from April to last Friday.
3. Magnitude: Failures in the past two years have cost the Depositors Insurance Fund an estimated $57B. The IndyMac failure of July 2008 accounted for $10B alone, followed by BankUnited at $4.9B and Guaranty Banks at $3B.
4. Spatial Correlation: There is a significant amount of spatial correlation in California, Georgia, Florida, Texas, and Illinois. These states account for 77% of the total costs to the Depositors Insurance Fund. Furthermore, most of the losses in California and Georgia were concentrated highly around a few urban centers.

(Link du jour Paul Kedrosky)

I’ve been meaning to post this for a while now.

Some time ago, the WSJ had an excellent interactive graphic that chronicled the timeline of credit crisis by stacking the 6 key financial indicators through these two years.

The key indicators were DJIA, Treasury Yields, Libor, Commercial Paper Yields, CDS Spreads & Mortgage Backed-Securities Spreads.

Here’s a slightly better attempt at creating a heat map, this time with the Google Gadgets API.

The heat map below is that of the Average Gross Yield (Nominal) of MFI institutions from various countries in the world. The yield is in percentage (i.e. .06=6% and .85=85%).

Data was sourced from MIX Market.

Here’s a fun visualization created using Google’s Visualization API.

The data was queried from International Monetary Fund’s World Economic Outlook Database, October 2009.